Car Insurance for a Teen

I have read that a teen "takes on" some of the credit histoty of others. For example, if a parent adds a teen as a an additional cardholder on their cc account, the teen assumes some of the parents' credit rating. Not a one for one but that it can mean he gets a credit score boost or drop depending on the cc holders credit score.

Is the same true for car insurance? If the teen is added to an adults car insurance policy and that adult has horrible credit scores/problems, will that bleed over to affect the teen in any way?

Adding to the adults is 1/3 the cost of him getting his own policy but I want to be sure not to set the kid up for financial knocks right off the bat.


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